CalculatorVillage

Terms of Service

Last updated: March 1, 2026

Welcome to CalculatorVillage.com ("the Site"). These Terms of Service ("Terms") govern your access to and use of the Site. By accessing or using the Site, you agree to be bound by these Terms. If you disagree with any part of the Terms, you may not access the Site.

1. Eligibility

You must be at least 13 years of age to use this Site. By using the Site, you represent and warrant that you are at least 13 years old and that your use complies with all applicable local, state, national, and international laws and regulations.

2. Description of Service

CalculatorVillage provides free, web-based calculators for financial planning, health estimation, mathematical computation, unit conversion, and other general-purpose calculations. All calculators are tools designed to provide estimates and should not be considered a substitute for professional advice.

3. Calculator Accuracy Disclaimers

Our calculators are provided for informational and educational purposes only. While we strive for accuracy in our formulas and methodologies:

  • Financial calculators (mortgage, loan, retirement, investment) provide estimates based on the inputs you provide. Results do not constitute financial advice. Always consult a licensed financial advisor before making financial decisions.
  • Health calculators (BMI, calories, heart rate) use generalized formulas and are not a substitute for medical diagnosis or professional health advice. Always consult a healthcare provider for medical decisions.
  • Tax calculators provide general estimates and do not account for all individual circumstances, deductions, or credits. Consult a licensed tax professional for accurate tax guidance.
  • Construction calculators (mulch, concrete, roofing) provide material estimates that may vary based on actual site conditions, material density, and waste factors. Always order additional material as a buffer.

4. Acceptable Use

You agree not to use the Site to:

  • Violate any applicable laws or regulations
  • Attempt to gain unauthorized access to our systems or interfere with the Site's operation
  • Use automated bots, scrapers, or crawlers to extract data beyond normal browsing
  • Reproduce, duplicate, or copy significant portions of the Site content for commercial purposes without written permission
  • Upload or transmit viruses, malware, or other malicious code
  • Impersonate any person or entity or misrepresent your affiliation with any person or entity

5. Intellectual Property

The Site and its original content, features, functionality, design, and source code are the exclusive property of CalculatorVillage and are protected by copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works of our content without prior written consent.

Our calculator formulas are based on publicly available mathematical and financial models. We claim no ownership over mathematical formulas themselves, only our unique implementation, design, and presentation of them.

6. User-Submitted Content

If you submit feedback, suggestions, or calculator ideas via our contact form, you grant us a non-exclusive, royalty-free, worldwide license to use, modify, and incorporate those suggestions into our Site without obligation to you.

7. Third-Party Links and Services

The Site may contain links to third-party websites, products, or services that are not owned or controlled by CalculatorVillage. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that CalculatorVillage shall not be responsible or liable for any damage or loss caused by or in connection with the use of any third-party content.

8. Advertising

The Site displays advertisements from third-party advertising networks, including Google AdSense. These ads may be based on your browsing history and interests. The presence of an advertisement does not constitute an endorsement by CalculatorVillage of the advertised product or service. Any interaction with advertisements is at your own risk.

9. Limitation of Liability

To the fullest extent permitted by applicable law, CalculatorVillage, its directors, employees, partners, agents, suppliers, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including without limitation:

  • Loss of profits, data, use, goodwill, or other intangible losses
  • Errors or inaccuracies in calculator results
  • Financial or health decisions made based on calculator outputs
  • Unauthorized access to or alteration of your transmissions or data
  • Any interruption or cessation of the Site's availability

Our total liability to you for any claim arising from these Terms shall not exceed the amount you paid us in the 12 months preceding the claim (which is $0 for free services).

10. Indemnification

You agree to defend, indemnify, and hold harmless CalculatorVillage and its affiliates from and against any claims, damages, obligations, losses, liabilities, costs, or debt arising from your use of the Site or your violation of these Terms.

11. Disclaimer of Warranties

The Site is provided on an "AS IS" and "AS AVAILABLE" basis without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.

12. Governing Law

These Terms shall be governed and construed in accordance with the laws of Canada, without regard to its conflict of law provisions. Any disputes arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the courts in Canada.

13. Severability

If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law, and the remaining provisions will continue in full force and effect.

14. Changes to These Terms

We reserve the right to modify or replace these Terms at any time at our sole discretion. If a revision is material, we will provide at least 30 days' notice prior to any new terms taking effect. What constitutes a material change will be determined at our sole discretion. Your continued use of the Site after any modification constitutes acceptance of the new Terms.

15. Contact Us

If you have any questions about these Terms of Service, please contact us: